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More Texans Buying Flood Insurance As Harvey Recovery Continues

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted August 24th, 2018

According to FEMA, an alarming 80% of households that were damaged by Hurricane Harvey did not have flood insurance coverage. The reasons for this severe lack of flood insurance can be complicated and attributed to a variety of factors. These include inaccurate floodplains, the high costs of insurance, attitudes that insurance was not necessary, as well as the sheer magnitude of the storm and its…

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Only 8 Days Left to Submit Form to Receive The Insurance Claim You Deserve

8 days left to submit proof of loss for hurricane harvey damages Posted August 17th, 2018

Flood insurance policyholders who have been underpaid for damages to their homes or businesses only have until Saturday, August, 25 to submit FEMA Proof of Loss forms. Submitting a Proof of Loss is the only way that policyholders can receive additional money for their flood insurance claims. If the deadline is missed, the claim is permanently closed, making it impossible to receive the money they…

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Houston Chronicle Article Stresses Deadline for Harvey Victims Seeking Additional Flood Insurance Payments

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted July 24th, 2018

The one-year anniversary of Hurricane Harvey is in August. And with that, the deadline is approaching fast to file a Proof of Loss along with your Supplemental Claim to seek additional payments from your flood insurance company. Do not wait until the last minute to file for additional money from your flood or wind insurance carrier. Long & Long property loss attorney Cate Biggs told…

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Were You Underpaid by Your Flood Insurance Company After Hurricane Harvey?

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted July 20th, 2018

Did you receive a payment from your flood insurance company to repair flood damage and contents damage, but feel you were underpaid? Did your flood insurance company pay you the maximum policy limits on your flood policy for both property damage and contents damage? Did you fill out your Proof of Loss correctly, or has your flood insurance company denied your claim due to paperwork…

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Long & Long to Host Flood Insurance Claims Deadline Town Halls July 18 & 19

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted July 10th, 2018

The property loss attorneys at Long & Long are hosting a series of free, educational town hall events to help educate Hurricane Harvey victims about the steps they can take to ensure they receive a fair insurance claim. Timing is of critical importance given the implications of looming insurance claims deadlines. What You Need to Know About the Deadline Many Texans may not be aware…

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Long & Long Publishes Free Texas Complete Guide to Flood Insurance

Cover of Free Texas Complete Guide to Flood Insurance Posted June 28th, 2018

Was your home flooded by Hurricane Harvey, and you have questions about your flood insurance? Flood insurance can be complicated, as there are many rules and deadlines to understand. That’s why we created an easy-to-read, informative guide with everything you need to know about flood insurance. You can view the Texas Complete Guide to Flood Insurance here, or download a copy of the guide to…

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What to Look for in a Flood Insurance Lawyer

Attorney speaking with clientLong & Long Property Insurance Loss Attorneys, Mobile Alabama Posted June 11th, 2018

Hurricane Harvey has caused pain and suffering for many Texas families. Worries about finances can make trying to rebuild incredibly stressful. Given the high emotional toll, you may feel defeated when your insurance company underpays your claim. You may feel hiring an attorney to help is out of the question—but it’s not. You may want to handle claims on your own, but complex processes and…

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Proof of Loss Deadline Looms: What You Need to Know

August Calendar Posted June 6th, 2018

If your insurance company didn’t pay you enough to rebuild, you still have options—but time is quickly running out. To receive an additional insurance payment for your property loss, it is vital you file a complete Proof of Loss within a year of your initial claim. Without an accurate Proof of Loss, you will not be able to collect any additional money for your flood-damaged…

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Researchers Find Odds of Another Hurricane Harvey Increasing

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted May 16th, 2018

According to researchers, global warming and record-breaking temperatures in the Gulf of Mexico contributed to the intensity of Hurricane Harvey. The monumental storm—which destroyed homes, closed businesses and shattered lives—brought five feet of rain to southeast Texas. The National Center for Atmospheric Research calls water over 80 degrees an indicator of hurricane formation. Leading up to Harvey, the Gulf reached approximately 86 degrees—directly impacting the…

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Most Hurricane Harvey Drownings Outside Flood Zones

Long & Long Property Insurance Loss Attorneys, Mobile Alabama Posted April 25th, 2018

Only 22% of Drowning Deaths Inside Historical Floodplain Researchers from Texas and the Netherlands recently conducted a study of Hurricane Harvey fatalities. They found the leading cause of death related to the storm was drowning—and reached the alarming conclusion that most of these deaths occurred outside of the designated flood zones. In fact, only 22% of drownings in Harris County occurred within the 100-year floodplain—suggesting…

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